Homeowner’s Insurance

When most people hear the word “insurance,” they think of their cars. But in many cases, their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowner’s insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget. 

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HomeProtector and MobileHomeProtector

ERIE’s HomeProtector and MobileHomeProtector policies automatically include a full complement of standard features that cover your dwelling, personal property, and other structures. The policy also includes liability protection, loss of use, and medical payments to others coverage. You may take advantage of the higher deductibles, discounts, and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further.

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Discounts and Credits

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Life Multi-Policy Discount

By having life insurance coverage with ERIE, you will receive a discount on your homeowners premium. 

New-Home

Multi-Policy

By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowner’s insurance premium. 

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New Home

Receive a discount if you live in a new home. 

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Premises Alarm

This discount is applied to your premium if you have smoke detectors installed in 
your home. 

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Sprinkler System Credit

If you install and maintain a sprinkler system, you will receive a credit on your homeowner’s premium. 

Endorsements

ERIE offers a variety of optional coverages to meet your individual needs, and these can be added to your homeowner’s policy by endorsement for a minimal additional premium.

If you would like a comprehensive review of our homeowner’s insurance program, fill out the form below or contact us.

Homeowners Insurance Quote

General Information

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